Last Wednesday, at approximately 6:30 P.M., after a particularly enjoyable round of golf with my mother, I was involved in a vehicular collision.
Here's the story:
I prepared to back out of my parking stall by checking all around me for other vehicles as I
always do. I saw a car pulling into a spot a bit over from me on my right, and even further over on my right, out of the corner of my eye, I saw a truck pulling out of its spot. Seeing no reason to wait, I
slowly began backing out, continuously checking for other vehicles in my vicinity. I'm always cautious when I drive our SUV because it is larger. I was more than two thirds out of my spot when I began turning the wheel counterclockwise. After
another all around check I was certain I was clear to proceed so I concentrated on the driver's side front end of my vehicle to avoid scraping the vehicle next to me and continued backing out. I was nearly clear when I felt and heard a bang as my vehicle was hit. I gasped, thinking at first,
"What the heck did I just hit?"
I turned over my right shoulder and noticed a truck had hit me . I was slightly relieved to realize I hadn't hit a parked vehicle. It was a hard enough hit that my vehicle shook, and loud enough that my mother heard it from two rows over.
I exited my vehicle to inspect what happened. The male driver of the truck, who I won't name because his name makes me shudder, (I know I won't be naming any possible future children
his name that's for sure!) was already looking at the damage. He immediately said (not exact wording),
"This may be one fo those times where we are glad vehicles are mostly plastic, I think my truck took the worst of this, your looks fine."
My mother then arrived and the man also said (again not exact wording),
"It happens so quickly, I was watching the other car park and bam!" (however this is worded he very obviously admitted to being at fault)
My mother and I inspected my vehicle more closely and noticed a dent and some scratches near the back passenger side wheel which we pointed out to the man. I said that we should exchange phone numbers, which we did. When I requested his insurance information he refused. My mother recognized his name as someone my father knew so I wrongly assumed that all was okay at this point. The damage also didn't appear to be very major so I naively left things at that and we parted ways. There are a million and one things I
should have done but I'd never been in that kind of situation so didn't have a clue.
Trevor has since gotten quotes on repairs. $1700 - highway robbers those body shops are! But it is what it is. We notified the man and he began backpeddling something fierce saying that I was partly at fault for "backing out into the driving lane which he was clearly in."
Um, no.
Did I not say that I was mostly out of my parking stall? I drive a large, white SUV which is kinda hard to miss! (apparently not) Did I also not say that
he admitted to that he wasn't paying attention? The force of the impact proves that.
When I reminded him of his admission of guilt he again agreed that "yes, (he)was distracted, but (I) still did not have the right of way in backing up."
"
BULL@#^%!!!"
He began attempting to intimidate me with claims of his partial innocence and saying,
"You don't have a leg to stand on," and "you would never win in court," and "just ask the cops of your insurance agent."
NOT ONCE during our so called conversation did I admit to being even remotely at fault.
He suggested two options, that we let it go and each deal with our own vehicle separately (which I'm sure he hopes happens), or file a police report and allow insurance to take it from here.
At that point I said we would think about it and let him know.
We thought for two minutes.
I refuse to speak with him again if he's going to talk to me like that. I will be calling my insurance agent and likely filing a police report and having them deal with it. I realize it's my word against his at this point which sucks. Worst case scenario is that they deem it my fault and my insurance takes the hit. Seeing as I have the cleanest driving record possible my premiums shouldn't suffer to greatly.
I'm off to find all this fun stuff out tomorrow.
At least no injuries occurred.